I have been in business since 1968 marketing Life Insurance, Disability Insurance, Dental Insurance and Group Plans for small companies from 2 to 50 employees. I market to individuals and groups generally up to 50 miles from Roseville. I personally meet and review with people either in my office or at their location. I try to talk to every client so they do not have to talk to a recorder. I try to review coverage’s and update information yearly. I want everything handled on a personal level so clients feel free to make decisions. I have work with clients on estate planning and business agreements. I have been through a number of classes training in financial planning, estate planning and business planning. I started working with attorneys and accountants in the 1970’s to help gather financial information on clients and put a plan together for them. I am available usually 7 days a week if necessary.